Home Equity Loans and Rates

Think You Can't Qualify For a Home Equity Loan? Think Again!

A home equity loan is a loan where the borrower uses the equity (the value of the property beyond the total amount owed on it) as collateral. Home equity loans are helpful for families to finance major home improvements, student educations or medical bills. Most home equity loans require good credit history, but not with us. You may qualify for a home equity loan even with poor credit and get matched with up to four lenders who battle each other to give you the best home equity rates.

Home equity loans are often referred to as second mortgages because like a traditional mortgage, their secured against the property just like a lien. Home equity line of credit and home equity loans are commonly for shorter terms that a first mortgage. Our home equity loans and home equity line of credit is only available in the United States with a introductory three month home equity loan rate of 5.99% and 7.25% Annual Percentage Rate. Please go here to read more about home equity loan news.